Croatia Money

Croatia money

Paying in Croatia, what about that? Are there ATMs just like in your home country? What is the price level and how much do you give as a tip after a cozy drink or dinner? On this page you will find everything about paying in Croatia.

Money Croatia

Currency

Kuna (HRK)

Credit card, Debit card, Bank card

Credit cards are accepted at almost all hotels, restaurants and shops. At filling stations it is increasing but still limited.
Bank cards are accepted at cash and ATM machines with a Cirrus or Maestrologo.
Using a bank card is usually cheaper than using a credit card. If the bank or credit card company charges a fixed amount per transaction, frequent use of a debit card (both bank card and credit card) for small amounts is not recommended.
There is usually a limit per day; the limit can be adjusted on request by the bank or credit card company.

Cash

Croatia has lot’s of ATMs.

Current information about ATMs in a certain location can be found at mastercard.com or visa.com/atmlocator.

Withdrawing money is usually cheaper with a bank card than with a credit card.
Banks, post offices and exchange offices exchange money. Hotels usually exchange at a less favorable rate than banks.
Current information about banknotes and coins can be found at hnb.hr/en/currency.

Particularities

Over time, Croatia will likely switch to the euro. The effective date is unknown.

Tipping in Croatia

Service fees are usually included in the restaurant or hotel bill. If that is not the case, then a tip of 10% is customary. Give a tip for a good service.
You can round up the amount for taxi drivers.