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Norway Money

Norway money: paying in Norway

How about paying in Norway? Are there ATMs just like us? What is the price level and what do you put down as a tip after stopping at a cozy terrace? On this page you will find everything about paying in Norway.

Money

Currency

Norwegian krone (NOK)

Debit card

Debit cards (both debit and credit cards) are accepted almost everywhere.
Banks and credit companies provide information about the possibilities and costs of debit cards.

Cash

Norway has plenty of ATMs (mini bank).
Current information about ATMs in a particular location can be found at, among others, mastercard.com/atmlocator and visa.com/atmlocator.
Banks, post offices and exchange offices exchange money. Hotels generally trade at a less favorable rate than banks.
Current information on banknotes and coins can be found at norges-bank.no/en.

Tips

Bring a variety of payment methods and keep them separately: a bank card, a credit card and cash.
Using a bank card is usually cheaper than using a credit card. The costs differ per bank, per bank card and per credit card. If a fixed amount is charged per transaction, frequent use of a debit card for small amounts is not recommended.
There is usually a spending limit per day or per week for bank cards. The bank can increase the limit on request. Arrange this before you travel. With a credit card, you can increase the spending limit by transferring an extra amount to the credit card account or by requesting a higher credit from the bank or credit card company.
Have your debit card blocked immediately in case of loss or theft.

Particularities

In Norway you can pay contactless with a telephone. Ask your bank for more information. Up-to-date information about paying with a mobile phone can also be found at support.apple.com/apple-pay and support.google.com/pay.

Tips

If there is no service charge on the hotel or restaurant bill, a 5% tip is appreciated. It is customary to round the amount.
You can round the amount for taxi drivers.

Price level

Budget overnight: from € 50.
Mid-range overnight stay: approximately € 100.
Simple meal: from € 18.
Dinner 3 courses (2 pers.): From € 80.
Taxi ride (approx. 3 km): from € 12.
Cup of coffee: from € 3.80.
Beer: from € 8.